"I saw how much businesses suffer inside opaque insurance systems — and I built RiskCube to provide the mathematical roadmap they were missing."
Andrei Craciunescu Founder of RiskCube Insurance for AI, Defense & Deep-Tech Startups
Musical Discipline
"In music, there is no close enough — a note is either right or it's wrong."
I grew up in Munich, Germany, raised by professional musicians. In that environment, you learn quickly that talent is never enough. That shaped my core: discipline, precision, and the belief that true quality is earned through repetition.
First Principles
"Math taught me that truth is not negotiable."
I studied mathematics at LMU Munich and conducted PhD research at TUM. First-principles thinking isn't just an academic exercise; it is the only foundation for building systems that actually work.
The Innovation Gap
"Why is insurance predicting the future by looking at the past?"
Moving to San Francisco, I saw founders stalled by opaque, legacy insurance systems. This is the "Rearview Mirror" problem — legacy brokerages causing delays and opaque quotes because they rely on historical lag rather than real-time data. The largest economy in the world deserves better.
From Blocker to Accelerator
"Turning insurance from a blocker into a growth accelerator."
As an insurance broker, I help businesses get the coverage they need — and the COIs (Certificates of Insurance) their partners require — quickly, so they can close contracts and keep revenue moving.
Insurance for AI Companies
AI products create risks standard policies were never written for — model failures, agentic actions, and training-data disputes. I help AI founders place coverage that actually responds when an AI-driven claim lands.
Defense Tech Insurance
Defense-tech risk is systematically pushed out of standard markets — ITAR exposure, prototype loss, and weapons liability that off-the-shelf policies exclude. I place the specialty coverage this cohort actually needs.
Startup Insurance for YC-Backed Companies
Vendor contracts, enterprise MSAs, and investor term sheets all demand coverage before a deal can close. I move fast enough to keep the round — and the revenue — on schedule.
Space Startup Insurance
Launch, integration, and ground-facility exposures live in a market most brokers never touch. I work the specialty lines that cover hardware, test loss, and third-party liability for space founders.
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Mathematics and physics are a path to truth.
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Quality and speed are both forms of respect.
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The largest economy in the world deserves healthcare and insurance systems worthy of its people.
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Machines can optimize, but only people can care — the best systems require both.
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Build to serve people, not for status.
Y Combinator
AI Nation Award
Awarded to RiskCube for AI innovation · featuring RiskCube
National Producer #21652790 (applies to all licenses)
Founder & CEO — RiskCube (YC F24)
San FranciscoSenior Associate, AI / Data Science & Analytics
Willis Towers Watson (WTW)Analyst, Risk & Analytics
Willis Towers Watson (WTW), MunichPhD Research (Financial Mathematics)
Technical University of Munich (TUM)M.Sc. Mathematics
University of Munich (LMU)Let's build a better future.
The best way to follow my work is on LinkedIn.